Walk-In Bill Payments

Real time bill payment solutions for retailers via TIO’s own over the counter POS technology or direct integration (APIs) into TIO’s processing systems.

One integration.
70,000 payment locations.

Today some of the largest U.S. wireless carriers like AT&T, AIO and Cricket Wireless, financial services retailers like ACE Cash Express, and bill payment network providers like MoneyGram International process bill payments via TIO. TIO also helps national, regional and community-focused retailers accept bill payments in their stores. We also offer stand-alone payment terminals through our subsidiary Global Express.

TIO’s walk-in bill payment  program provides a tailor made solution for you and your customers. Once connected, your customers will be empowered to pay their bill through TIO’s nationwide network of locations, which include some of America’s most recognizable retailers.

Business Benefits

  • Alleviate long line-ups at existing payment offices
  • Terminals can be set up to accept a single bill payment, or configured to accept a large contingent of authorized an indirect billers.
  • Comprehensive reconciliation and auditing via built-in reporting portal
  • Bi-lingual in-store marketing materials
  • Guaranteed cash deposits based on transactions processed.

Consumer Benefits

  • Convenient access to bill payment services in multiple types of retail locations in their community
  • 24/7  walk-in, cash friendly payment locations where available.
  • Real-time payment processing means their bills get paid instantly.
  • 24/7 bilingual customer support
  • Services in English and Spanish

TIO Benefits

  • Compact equipment
  • Rapidly growing walk-in payment network with over 70,000 points of presence.
  • Superior multi-lingual customer service
  • Best-in-class bill payment processing platform

Solutions for Wireless Carriers


Real-time processing capabilities, accurate payment posting, and guaranteed funding.

TIO is well equipped to provide wireless carriers with a number of bill payment solutions for use in both corporate and dealer locations, as well as access to over 70,000 retail payment locations throughout the U.S.

Benefits to Billers

  • Improve customer retention by offering convenient payment options
  • Increase revenue earned by offering additional financial services such as money transfer, check cashing, and more.
  • Increase revenue by offering new services at the store such as bill payment, money transfer, check cashing, and more…
  • Real-time payment processing

Retailers & Payment Network Providers


Increase foot traffic and improve customer retention, with access to a new and recurring revenue stream

Leverage TIO’s biller relationships to bring more customers inside your store, more often. Millions of customers are looking for more convenient ways to pay their, utility, wireless, cable, and other monthly bills.

TIO offers real-time and same-day payment posting capabilities for thousands of Regional and National billers, with one easy integration you can offer bill payment services in store and earn a percentage of every transaction.

Benefits to Retailers

  • Reliable, real-time payment posting regardless of whether transaction originates in dealer, corporate or third party retail locations
  • One stop, user friendly reporting and reconciliation tools
  • One point of reconciliation and guaranteed funding regardless of TIO’s ability to collect
  • 24/7 world class customer and dealer/retailer support
  • Ensure customers receive a predictable, high quality user experience that includes account verification, balance presentment to ensure that customers pay the correct amount, and real time posting a strict requirement for expedited payment services.

Get started with Walk-In.

No pressure. Just facts. Guaranteed.


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