Bill pay made easy.

TIO Networks is a cloud based multi-channel bill payment processor delivering secure access to consumers via kiosks, walk-inmobile and web solutions.

omni-channel payment solutions

Cloud based omni-channel bill payment processing via kiosks, walk-in, mobile and web solutions.

The TIO Advantage.

TIO Networks is a cloud based multi-channel bill payment processing and receivables management company, serving the largest telecom, wireless, cable and utility bill issuers in North America. TIO integrates with the back office billing systems to accept, validate and collect payments outside of the traditional bank channel, via self-service kiosk, retail walk-in, mobile and web solutions. With over 65,000 endpoints in its payment-processing network, TIO symbolizes fast, convenient and secure access to expedited payment services.

How it works

TIO integrates our Transaction Processing System to the accounting back-office of our biller partners which allows billers to post payments accurately and quickly to the appropriate customer accounts.

Once integrated with a biller, TIO is able to offer to the billers’ customers the ability to pay their accounts through multiple access points including self-service kiosks, POS (Point-of-Sale)/clerk-assisted locations, smartphone applications and more.

Who uses TIO Networks?

  • National and local retail chains
  • Financial Services Companies
  • City and Municipal Organizations
  • Utility Companies
  • Wireless Carriers
  • Home Phone and Internet Providers
  • Cable and Satellite Providers
  • Insurance Companies
  • Automobile Payment and Leasing Companies
  • General Loan Providers
  • Property Management and Home Owners Associations
  • App Developers

Why TIO Networks?

  • Over 10 years experience processing electronic bill payments
  • Over $6 billion in bill payments processed annually
  • Over 65,000 payment locations nationwide
  • Millions of transactions per month
  • Over 10,000+ billers in the TIO Network

Our Payment Channels



TIO Network Connect Kiosks

Accept bill payments at self-service kiosks at your payment locations, or at any one of TIO’s 2,000+ third-party locations.


TIO Network Connect walk in clerk assisted bill payment solutions

Do you have walk-in or retail locations? Easily accept bill payments for 1 to 10,000+ billers – no hardware required!


TIO Network Connect Mobile Bill Payment Solutions for iPhone and Android

Over 65% of the U.S. population now carries a smartphone. Add your bill to our payment app, or we can help you deploy your very own branded app for iOS or Android.


TIO Network Connect  Web Solutions

Turn your website into a bill payment powerhouse. Take credit or debit payments 24 hours a day through your own branded web payment interface.

TIO Connect

TIO Connect

Seamlessly integrate with TIO’s easy-to-use API and enable fast, affordable bill payment services that connect with our existing kiosk, mobile, and walk-in payment channels.

Join the 10,000+ local and national billers already connected to the TIO Network


Billers in our network can have their bill paid at over 65,000 locations throughout the country.

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How can we help?

Let’s start a conversation.


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