Bill pay made easy.

TIO Networks is a cloud-based multi-channel bill payment processor delivering convenient access to secure bill pay via kiosk, walk-inmobile and web solutions.

omni-channel payment solutions

Cloud-based omni-channel bill payment processing via kiosks, walk-in, mobile and web solutions.

The TIO Advantage.

TIO Networks is a leading cloud-based multi-channel bill payment processing and receivables management provider, serving the largest telecom, wireless, cable and utility bill issuers in North America. TIO integrates with the back office of billing systems to accept, validate and collect payments outside of the traditional bank channel, via self-service kiosk, retail walk-in, mobile and web solutions. With over 70,000 endpoints in its processing network, TIO symbolizes fast, convenient and secure access to expedited payment services.

How it works

TIO integrates our Transaction Processing System to the accounting back-office of our biller partners which allows billers to post payments accurately and quickly to the appropriate customer accounts.

Once integrated with a biller, TIO is able to offer to the billers’ customers the ability to pay their accounts through multiple access points including self-service kiosks, POS (Point-of-Sale)/clerk-assisted locations, smartphone applications and more.

Who uses TIO Networks?

  • National and local retail chains
  • Financial Services Companies
  • City and Municipal Organizations
  • Utility Companies
  • Wireless Carriers
  • Home Phone and Internet Providers
  • Cable and Satellite Providers
  • Insurance Companies
  • Automobile Payment and Leasing Companies
  • General Loan Providers
  • Property Management and Home Owners Associations
  • App Developers

Why TIO Networks?

  • Over 15 years experience processing electronic bill payments
  • Over $9 billion in bill payments processed annually
  • Over 70,000 payment locations nationwide
  • Millions of transactions processed each month
  • Access to over 9,000 billers in our network

Our Payment Channels


Accept bill payments at self-service kiosks at your payment locations, or at any one of TIO’s 2,000+ third-party locations.


Do you have walk-in or retail locations? Easily accept bill payments for 1 to 9,000+ billers – no hardware required!


Over 65% of the U.S. population now carries a smartphone. Add your bill to our payment app, or we can help you deploy your very own branded app for iOS or Android.


Turn your website into a bill payment powerhouse. Take credit or debit payments 24 hours a day through your own branded web payment interface.

TIO Connect

Seamlessly integrate with TIO’s easy-to-use API and enable fast, affordable bill payment services that connect with our existing kiosk, mobile, and walk-in payment channels.

Join 9,000+ regional and national billers already connected

Billers in our network can have their bill paid at over 70,000 locations throughout the country.

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How can we help?

Let’s start a conversation.